Saral Swadhan Supreme

SBI Life Saral Swadhan Supreme is a standardized term insurance plan with Return of Premium (ROP), designed under IRDAI guidelines to offer simplicity, transparency, and guaranteed benefits. It provides essential life protection along with the assurance of receiving premiums back at maturity.

This plan is ideal for individuals who want a no-confusion insurance product with clearly defined rules, affordable premiums, and guaranteed refund of premiums if they survive the policy term.

Many customers want both protection and certainty. Saral Swadhan Supreme removes complexity by offering fixed features, limited conditions, and guaranteed premium return—making it easy to understand and easy to trust.

• Standardized term plan with Return of Premium
• 100% base premium refund at maturity
• Simple eligibility and fixed benefit structure
• Affordable premiums with life cover
• Tax benefits as per prevailing income tax laws

Premiums are fixed based on age, sum assured, and policy term. Since Saral Swadhan Supreme is a standardized plan, there are no hidden charges or complex premium variations.

If death occurs during the policy term, the nominee receives ₹25 Lakhs. If the policyholder survives till maturity, all base premiums paid are refunded as a lump sum.

• First-time insurance buyers
• Risk-averse customers
• Individuals preferring guaranteed refund
• Families seeking simple financial protection

SBI Life Saral Swadhan Supreme is a perfect blend of simplicity, protection, and certainty. It ensures your family’s financial safety during the policy term and rewards you with a guaranteed premium refund at maturity—without complexity.