New Smart Samriddhi

SBI Life New Smart Samriddhi is a non-linked, non-participating savings insurance plan designed to offer guaranteed benefits along with life insurance protection. It is suitable for individuals who want stable, predictable returns and disciplined long-term savings without market risk.

This plan helps you build a secure financial foundation for future goals such as children’s education, marriage, wealth accumulation, or planned expenses, while ensuring protection for your family throughout the policy term.

New Smart Samriddhi is designed for people who prefer certainty in financial planning. With guaranteed maturity benefits and life cover, the plan ensures peace of mind by clearly defining returns from the beginning.

• Guaranteed savings plan with life insurance cover
• Fixed and assured maturity benefits
• No exposure to market fluctuations
• Flexible premium payment options
• Tax benefits as per prevailing income tax laws

You pay premiums for the selected premium payment term. At the end of the policy term, a guaranteed maturity amount is paid as per the policy schedule. In case of death during the policy term, the nominee receives the death benefit, ensuring financial protection for the family.

This maturity amount can be used for children’s education, marriage, business needs, or as a long-term financial reserve—without worrying about market volatility.

• Individuals seeking guaranteed savings
• Parents planning children’s future
• Risk-averse investors
• Families planning long-term financial goals

SBI Life New Smart Samriddhi is a reliable savings and protection plan that helps you achieve long-term financial goals with certainty. It offers guaranteed maturity benefits, life cover, and peace of mind for you and your family.