SBI Life Smart Platina Young Achiever is a child-focused guaranteed insurance plan designed to secure your child’s education, career, and future life goals. It provides guaranteed benefits along with life insurance protection, ensuring your child’s dreams continue even in your absence.
This plan is ideal for parents who want a safe, disciplined, and guaranteed financial solution for their child’s higher education, marriage, or career establishment—without exposure to market risks.
Children’s future expenses are rising rapidly. Smart Platina Young Achiever helps parents systematically build a guaranteed corpus while ensuring uninterrupted financial support through milestone-based payouts and life cover.
- Guaranteed payouts for child’s key milestones
- Life insurance cover for the parent
- Premium waiver benefit on death of parent
- No market-linked risk
- Tax benefits as per prevailing income tax laws
Parents pay premiums for a chosen period. Guaranteed payouts are scheduled at important stages of the child’s life such as higher education or career start. If the parent is no longer alive, future premiums are waived and benefits continue for the child.
Child Age: 5 years
Parent Age: 35 years
Premium Payment Term: 10 Years
Annual Premium: ₹1,00,000
Guaranteed Payouts: As per policy schedule
These guaranteed payouts can support higher education, professional courses, or overseas studies without financial stress.
Smart Platina Young Achiever ensures that your child’s dreams remain protected—no matter what life brings.
- Parents planning children’s higher education
- Families seeking guaranteed child future planning
- Risk-averse parents preferring assured benefits
- Parents wanting premium waiver protection
SBI Life Smart Platina Young Achiever is a reliable and disciplined child future planning solution. It guarantees financial support for your child’s important milestones while protecting their future even in your absence.
