Smart Future Star

SBI Life Smart Future Star is a ULIP-based child insurance plan designed to help parents build a strong financial foundation for their child’s future goals such as higher education, career establishment, or marriage. It combines market-linked growth potential with life insurance protection.

This plan is ideal for parents who want to invest systematically over the long term and are comfortable with market fluctuations in exchange for potentially higher returns to meet rising education and career costs.

Children’s dreams evolve, and so do their financial needs. Smart Future Star allows your investments to grow with the market while ensuring protection through life cover and premium waiver benefits, even in unforeseen circumstances.

• Market-linked investment through ULIP structure
• Life insurance cover for the parent
• Premium waiver benefit on death of parent
• Multiple fund options with fund switching facility
• Tax benefits as per prevailing income tax laws

Premiums paid are invested in selected market-linked funds such as equity, debt, or balanced funds. Over time, the fund value grows based on market performance. In case of the parent’s death, future premiums are waived and the policy continues for the child.

The accumulated fund value can be used for higher education, professional courses, or setting up a career, depending on your child’s aspirations.

• Parents planning long-term child future goals
• Families comfortable with market-linked investments
• Long-term investors seeking higher growth potential
• Parents wanting premium waiver protection

SBI Life Smart Future Star is a comprehensive child future planning solution that combines market-linked growth with life insurance protection. It helps parents prepare financially for their child’s dreams while safeguarding their future against uncertainties.