Smart Fortune Builder

SBI Life Smart Fortune Builder is a ULIP-based insurance plan designed for individuals who aim for higher wealth creation through long-term market participation. It combines investment growth opportunities with life insurance protection, making it suitable for aggressive and growth-focused investors.

This plan is ideal for individuals planning long-term financial goals such as retirement corpus, business expansion, children’s future needs, or wealth accumulation with flexibility and control over investments.

Smart Fortune Builder allows you to take advantage of market growth over long investment horizons. With multiple fund options and switching flexibility, you can align your investments with changing market conditions and personal risk appetite.

• Market-linked wealth creation through ULIP structure
• Life insurance cover throughout the policy term
• Multiple fund options including equity-oriented funds
• Free fund switching for portfolio rebalancing
• Tax benefits as per prevailing income tax laws

Premiums paid are invested in selected ULIP funds such as equity, balanced, or debt funds. Over time, the fund value fluctuates based on market performance. You can actively manage your portfolio by switching funds as your goals or market outlook change.

With a long investment horizon, Smart Fortune Builder has the potential to create a sizeable corpus, provided the policyholder stays invested through market cycles.

• Investors seeking higher growth potential
• Individuals comfortable with market volatility
• Young professionals starting early investments
• People planning long-term wealth accumulation

SBI Life Smart Fortune Builder is a powerful ULIP solution for individuals aiming to maximize wealth over the long term. It offers flexibility, growth potential, and life insurance protection under one comprehensive plan—ideal for ambitious, future-focused investors.