Deferred Annuity

SBI Life Deferred Annuity is a retirement planning solution designed for individuals who want to start building a pension corpus today and receive guaranteed regular income at a future date. It is ideal for working professionals planning early for a financially secure retirement.

With Deferred Annuity, you invest either through regular or single premiums during the accumulation phase. Pension payments start after the chosen deferment period, providing lifelong income during retirement.

Planning retirement early helps you accumulate a larger pension corpus with manageable premiums. Deferred Annuity allows you to lock in future pension benefits while continuing to earn and save during your working years.

• Deferred pension starts at chosen retirement age
• Option to invest through single or regular premiums
• Guaranteed lifelong pension after deferment period
• Multiple annuity payout options
• No market-linked risk

During the accumulation phase, you pay premiums to build your retirement corpus. After the deferment period, the accumulated amount is converted into an annuity, and regular pension payments begin for life.

By starting early, you can build a strong retirement corpus and enjoy stable monthly pension income after retirement without financial stress.

• Working professionals planning early retirement
• Individuals without employer pension schemes
• People seeking guaranteed post-retirement income
• Risk-averse investors preferring stable pension

SBI Life Deferred Annuity helps you convert disciplined savings today into guaranteed pension income tomorrow. It is a smart and secure retirement planning option for those who want financial independence and peace of mind in their golden years.