Smart Platina Advantage

SBI Life Smart Platina Advantage is a non-linked, non-participating life insurance plan designed to provide guaranteed long-term benefits along with life protection. It is ideal for individuals who want predictable financial growth and stable returns without exposure to market risks.

This plan helps you systematically build wealth for major life goals such as retirement planning, future income needs, wealth preservation, and family security—while ensuring peace of mind through guaranteed outcomes.

Market uncertainty can affect long-term plans. Smart Platina Advantage removes this uncertainty by offering assured benefits that are known in advance. It provides disciplined savings, guaranteed payouts, and life insurance protection under one structured plan.

• Guaranteed long-term maturity and income benefits
• No market-linked risk
• Life insurance cover throughout policy term
• Flexible premium payment options
• Tax benefits as per prevailing income tax laws

You pay premiums for a selected premium payment term. The plan offers guaranteed benefits over the policy duration or at maturity, depending on the chosen option. In case of death during the policy term, the nominee receives the death benefit as per policy conditions.

These guaranteed benefits can support retirement income, planned withdrawals, or long-term financial commitments—without dependency on market performance.

• Individuals planning guaranteed long-term wealth
• People preparing for retirement income
• Risk-averse investors
• Families seeking stable financial planning

SBI Life Smart Platina Advantage is a comprehensive guaranteed solution for disciplined wealth creation and financial security. It offers predictable benefits, life protection, and long-term peace of mind, making it a strong choice for conservative and goal-focused investors.