SBI Life Smart Platina Assure is a non-linked, non-participating insurance plan designed to provide guaranteed maturity benefits along with life insurance protection. It is ideal for individuals who want assured returns, financial discipline, and long-term security without exposure to market risks.
This plan focuses on certainty. From the beginning, you know the premium, policy term, and guaranteed benefits—making Smart Platina Assure a reliable solution for future financial commitments.
Many people want guaranteed returns but do not want to depend on market performance. Smart Platina Assure offers exactly that—assured maturity benefits and life cover—helping you plan goals such as retirement, children’s future, or wealth preservation with confidence.
- Guaranteed maturity benefit
- Life insurance protection during policy term
- No market-linked risk
- Flexible premium payment options
- Tax benefits as per prevailing income tax laws
You pay premiums for a chosen premium payment term. At the end of the policy term, a guaranteed maturity amount is paid. In case of death during the policy term, the nominee receives the death benefit as per policy conditions, ensuring family protection.
Age: 42 years
Premium Payment Term: 10 Years
Annual Premium: ₹1,20,000
Policy Term: As per plan option
Guaranteed Maturity Benefit: As per policy schedule
This maturity amount can be used for retirement planning, wealth consolidation, or future family responsibilities without worrying about market ups and downs.
Smart Platina Assure is suitable for individuals who prioritize capital protection and guaranteed outcomes.
- Individuals seeking guaranteed maturity value
- Risk-averse investors
- People planning long-term financial goals
- Families wanting stable wealth planning
SBI Life Smart Platina Assure is a dependable insurance plan that combines guaranteed maturity benefits with life protection. It is ideal for those who want certainty, stability, and disciplined long-term financial planning.
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