Smart Platina Plus

SBI Life Smart Platina Plus is a non-linked, non-participating guaranteed income insurance plan designed to provide financial stability, predictable returns, and life cover. It is ideal for individuals who want assured income without exposure to market risks.

This plan helps you build a stable income stream for future needs such as children’s education, regular household income, or retirement planning, while also offering life insurance protection.

Market fluctuations can make financial planning uncertain. Smart Platina Plus removes this uncertainty by offering guaranteed payouts. You know exactly how much income you will receive and when, making it a reliable long-term financial solution.

• Guaranteed income with life cover
• No market risk – returns are assured
• Choice of income payout options
• Flexible premium payment terms
• Tax benefits as per prevailing income tax laws

Under Smart Platina Plus, you pay premiums for a chosen period. After the premium payment term, the plan starts paying guaranteed income for a fixed duration. In case of death during the policy term, the nominee receives the death benefit as per policy conditions.

This income can be used to meet regular household expenses, children’s education costs, or retirement income needs—without worrying about market volatility.

• Individuals seeking guaranteed income
• People planning retirement income
• Risk-averse investors
• Families planning future financial stability

SBI Life Smart Platina Plus is a dependable financial planning solution that combines guaranteed income with life insurance protection. It offers certainty, stability, and peace of mind for individuals who value predictable financial outcomes.