Smart Wealth Builder

SBI Life Smart Wealth Builder is a ULIP-based insurance plan designed to help individuals create long-term wealth through market-linked investments while enjoying life insurance protection. It is suitable for investors who want growth potential along with flexibility and disciplined investing.

This plan allows you to invest in a range of equity, debt, and balanced funds based on your risk appetite, making it a powerful solution for long-term goals such as retirement, wealth accumulation, or future financial security.

Over long investment horizons, market-linked plans have the potential to generate higher returns compared to traditional guaranteed plans. Smart Wealth Builder gives you the flexibility to manage risk, switch funds, and stay invested for long-term growth.

• Market-linked wealth creation through ULIP structure
• Life insurance cover throughout the policy term
• Multiple fund options – equity, debt, balanced
• Free fund switching and portfolio rebalancing
• Tax benefits as per prevailing income tax laws

Premiums paid are invested in chosen market-linked funds. Over time, the fund value grows or fluctuates based on market performance. You can switch between funds as your risk profile or market conditions change. In case of death during the policy term, the nominee receives the death benefit as per policy conditions.

With long-term investing and disciplined premium payments, this plan can help create a substantial corpus for retirement, business expansion, or financial independence.

• Long-term investors seeking market-linked growth
• Individuals planning retirement or wealth accumulation
• Investors comfortable with market fluctuations
• People wanting insurance with investment flexibility

SBI Life Smart Wealth Builder is a flexible and powerful ULIP solution for long-term wealth creation. It combines market-linked growth opportunities with life insurance protection, helping you build financial security while staying invested for the future.